NPS Calculator - National Pension System Calculator
Calculate your National Pension System returns, retirement corpus, and monthly pension amount. Plan your retirement with accurate NPS calculations and investment projections.
NPS Calculator
NPS Benefits
- Tax benefits under Section 80C & 80CCD
Up to ₹2 lakh deduction
- Government co-contribution
For government employees
- Regulated by PFRDA
Government oversight
- Portable across jobs
Single account for life
Enter NPS Details
Fill in your details to calculate National Pension System returns and retirement planning projections.
About National Pension System (NPS)
What is NPS?
National Pension System is a government-sponsored pension scheme designed to provide retirement income security. It's a market-linked, defined contribution pension system regulated by PFRDA.
Key Features
- Minimum age: 18 years
- Minimum contribution: ₹1,000/year
- Exit age: 60-75 years
- Market-linked returns
NPS Tiers
- Tier I: Retirement account
Lock-in until 60, tax benefits
- Tier II: Voluntary savings
No lock-in, limited tax benefits
Tax Benefits
- Section 80C: Up to ₹1.5 lakh
- Section 80CCD(1B): Additional ₹50,000
- Section 80CCD(2): Employer contribution
Withdrawal Rules
- 60% lumpsum withdrawal allowed
- 40% must be used for annuity
- Partial withdrawal allowed after 3 years